Kentucky Association of Mortgage Professionals

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Credit Card Processing Security Policy

The Kentucky Association of Mortgage Professionals (KAMP) follows the Credit Card Processing Security Standards as required.
 The following is the procedure we follow in our association for credit card processing and storage.
 
1)    
Card-not-present (e-commerce or mail/telephone-order) merchants, all cardholder data functions outsourced. This would never apply to face-to-face merchants.
o      
KAMP handles only card-not-present (e-commerce or mail/telephone-order) transactions;
o       
KAMP does not store, process, or transmit any cardholder data on your premises, but relies entirely on a third party to handle these functions;
o       
KAMP has confirmed that the third party handling storage, processing, and/or transmission of cardholder data is PCI DSS compliant;

Access Control Measures
Requirement 9: Restrict physical access to cardholder data
 
9.6 Are all paper and electronic media that contain cardholder data physically  secure?    YES
(Such media includes computers, electronic media, networking and
communications hardware, telecommunication lines, paper receipts, paper
reports, and faxes.)
 
9.7        (a) Is strict control maintained over the internal or external distribution of any kind of media that contains cardholder data?   YES
 
             (b) Do controls include the following:
9.7.1 Is the media classified so it can be identified as confidential?  YES
9.7.2 Is the media sent by secured courier or other delivery method that can be accurately tracked?                             YES
 
9.8 Are processes and procedures in place to ensure management approval is obtained prior to moving any and all media from a secured area (especially when media is distributed to individuals)?                      YES
 
9.9 Is strict control maintained over the storage and accessibility of media that contains  cardholder data?                                   YES
 
9.10 Is media containing cardholder data destroyed when it is no longer needed for business or legal reasons?                       YES
 
Destruction should be as follows:
9.10.1 Are hardcopy materials cross-cut shredded, incinerated, or pulped?          YES
   
Maintain an Information Security Policy
Requirement 12: Maintain a policy that addresses information security for employees and contractors
 
12.8 Contractually, are the following required if cardholder data is shared with service providers?                       YES
 
12.8.1 That service providers must adhere to the PCI DSS requirements?                                                        YES
 
12.8.2 An agreement that includes an acknowledgement that the service provider is responsible for the security of cardholder data the provider possesses?                                                       YES
 


Kentucky Association of Mortgage Professionals • P.O. Box 1641 • Owensboro, KY  42302
PH 270-929-2836 • FX 270-574-0005 •
kmba@roadrunner.com

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